Are You Nearing Age 65, Wondering If You Need To Sign Up For Medicare While Worrying About How To Avoid Paying A Late Penalty?

Keystone Promise Medicare Solutions Is The #1 Choice For Medicare Planning In Philadelphia, PA and Its Surrounding Areas!

Whatever step of starting Medicare you are at, we offer qualified, local help from real, happy and helpful humans for free: Proactive Medicare Planning Pre-65, How To Sign Up For Medicare Part A, How To Sign Up For Medicare Part B, How To Avoid Paying A Medicare Late Penalty After 65, and even Finding The Best Medicare Insurance Plan In Philadelphia, all under one roof without the stress and struggle of trying to figure out all the fine print yourself.

The new rules and requirement

for all Medicare applications submitted after September 18, 2021…

The new laws and legislation passed by Congress

hidden in the four-part Consolidated Appropriation Act (CAA), between 2021-2024, which redefined your Medicare penalty period deadline and requires additional considerations for creditable coverage eligibility, especially for younger spouses, and if you will be working past 65 and waiting to collect Social Security benefits until later in life...

The new process and procedures passed by Congress

written into the Inflation Reduction Act (IRA) effective January 2025, which require all Social Security offices, across the country, to limit (and severely restrict) all availability for in-person appointments for Medicare applications. Legal U.S. Citizens are now required to complete this challenging chore on their own, alone.

Learn more

Learn more about how the FREE, 5-star rated, nationally recognized Medicare SmartStart Program™ can get everything done, done right, and done on time --- FOR YOU --- so you have the confidence to absolutely avoid making the common mistakes, messing anything up, and prevent and protect yourself from paying a costly late penalty at 65, or anytime after.

We Are The Only Approved Agency Authorized To Offer The Medicare SmartStart Program™

The Medicare SmartStart Program™ is a FREE, 5-star rated, nationally recognized, planning service for Baby Boomers to help understand the recent THREE (3) KEY CHANGES made to Medicare, which for the first time in history, is causing more mistakes to made and more penalties to be paid:

Here are three big benefits of working with us:

01. Less Risk With A Service-Based Company, Not Sales-Based

We are known as the “anti-insurance agency” and don’t act like “salespeople.” We have made a concerted and controlled effort to offer you educational information first and foremost.
While others start by trying to convince you “why you should buy this or that insurance,” we do the opposite. Instead, we ask you to share your situation, so we can help you decide and determine IF  you are required to do anything with Medicare at 65, or not…what needs to be done…and when to do it…which means there no way anything will be done wrong — without question. 
We are the only Medicare experience you’ll find who provides this kind of honest and helpful education-first experience and expertise.

02. The Most Qualified Specialists Focused On Helping You Start Medicare For The First Time

We are the only approved agency authorized to offer the free, 5-star rated, and nationally recognized Medicare SmartStart Program™ in the area.

01. Save Your Sanity From The Challenging Chore Others Continue To Constantly Complain About

Rather than attempt to do everything yourself at home, alone, online…or have to suffer through the stress of calling Social Security, wait on hold for hours spinning your wheels, just to talk with robots over-the-phone…we will give you accurate answers and advice the good, old-fashioned way — with real in-person help from a happy human.
You’ll enjoy us handling everything Medicare requires done-for-you, done right and done on time, so you don’t feel forced to figure out the fine print or try and tackle anything on your own!
Figuring out all the fine print with Medicare doesn’t need to feel stressful. You don’t have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do with Medicare (and when) is THE KEY to avoiding paying a late penalty and only my Medicare SmartStart Program™ will show you how.

If you don’t have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know — without question — you aren’t messing anything up, or making a major mistake.
Let us put our proven 3-step Medicare SmartStart Program™ to work for you — for FREE — and get everything expertly done-for-you without you really having to do much of anything other than scheduling a complimentary Medicare SmartStart Strategy Session by clicking the button below, it’s that easy!

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